Voluntary Benefits

Help Protect What Matters Most and Prepare for What’s Next

Through all of life’s triumphs and challenges, we’re here to help protect your employees and their loved ones.
 
Voluntary Benefits

A Flexible Fit for Today’s Workforce

Life-changing losses, illnesses and economic setbacks over the last few years have sharply shifted employees’ focus toward bedrock benefits that can help protect their income and cover co-pays or other out-of-pocket expenses.
 
Our Employee Choice BenefitsSM solution offers a robust portfolio of Voluntary insurance products that can be layered together to create a comprehensive financial safety net of protection. This employee-paid benefits solution is designed to:
 
  • Help employees manage healthcare costs and pay out-of-pocket expenses, which can be significant with high-deductible health plans
  • Offer highly competitive benefits at an affordable group rate
  • Help employers round out their benefits package with a more comprehensive offering to attract and retain employees
We create a simple, seamless benefits experience for every employee. We’re able to offer the most innovative and tailored products by taking the time to understand your employees and what they need at each of life’s moments. These tools help empower employees to make informed decisions on what’s best for them and their loved ones. From enrollment to the moment they use their benefits, we’ll be there to deliver support and peace of mind to you and your employees.
The Hartford’s Employee Choice BenefitsSM solution offers flexible plan design options combined with enrollment and service support. We’ll help you create a Voluntary Benefits package that makes sense for your company and your employees. Learn more about the different products below:
 
  • Our proprietary research and The Hartford's Enrollment Optimizer® tool helps segment employees by life stage to create data-driven personas. We use these insights to deliver targeted, personalized communications.
  • We support employees with our MyTomorrow® benefit decision-making experience, digital calculators, employee education, webinars, onsite benefit consultation, online chat and telephonic product enrollment.
  • Ongoing education keeps employees engaged with their benefits, long beyond the enrollment period.
  • AI-driven medical underwriting makes eligibility decisions in minutes, resulting in less stress and more coverage.
  • Our proactive approach to claims removes as much of the burden as possible from employees. So, they receive more of their benefit upfront without extra legwork through:
    • Our Logical Claims processing
    • Claims Connections – medical claims integration varied by tiered stages to fit your employees' needs

The Power of Protection

Today’s workforce has unique needs and requires a personalized enrollment experience. Wherever employees are in life, we help empower them to protect what matters most. 
Increase Participation

Using Data To Increase Participation

With five generations currently in the workforce, our research uncovers education and buying preferences among employees to create communications that can be tailored to boost engagement.

Featured Articles

Crowdfunding the Unexpected Comes at a Cost
More Americans are turning to the generosity of strangers to pay for unexpected expenses, potentially ignoring more predictable options through their workplace enrollment benefits.
 
 
772294a 05/22
 
Accident Form Series includes GBD-2000, GBD-2300, or state equivalent. Critical Illness Form Series includes GBD-2600, GBD-2700, GBD-3600, GBD-3700, or state equivalent. Hospital Indemnity Form Series includes GBD-2800, GBD-2900, or state equivalent. Life Form Series includes GBD-1000, GBD-1100, or state equivalent. Disability Form Series includes GBD-1000, GBD-1200, or state equivalent.
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company, under the brand name, The Hartford,® and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at www.thehartford.com.