Insurance for Employees

The Power of Protection

Wherever life leads you, we can help empower you to protect what matters most.
 

Employee Benefits That Have Your Back

For more than 70 years, we’ve protected millions of employees in the moments they needed us most. We have the expertise and tools to empower you to make strong, informed decisions about what’s best for you and your family. These employee-paid benefits allow you to choose products that can provide additional coverage to help protect your future. When it’s time to use your benefits, we deliver steady support and peace of mind throughout the claims process.
56%
of Americans are unable to cover a $1,000 unexpected emergency expense with their savings.1
49%
of Millennials own life insurance, while only 52% of Americans have life insurance coverage.2
47%
increase in average family health premiums over the last decade.3

Claim Center

Manage your benefits account with The Hartford.

We ‘Hart’ Our Customers

Contact Your HR Department for Details on Your Benefit Options
 
 
5759z NS 05/22
 
1 56% of Americans Can’t Cover a $1,000 Emergency Expense With Savings, Carmen Reiunicke, January 19, 2022
 
2 COVID-19 Drives Interest in Life Insurance, LIMRA 2021 Insurance Barometer Study, Stephen Wood; Maggie Leyes; James T. Scanlon, M.S., HIA, November 1, 2021
 
3 Average Family Premiums For Employer-Based Health Insurance Have Jumped 47% in the last Decade, Outpacing Wage growth and Inflation, Sarah O’Brein, November 11, 2021.
 
4 Critical Illness is referred to as “Specified Disease” in New York.

Accident Form Series includes GBD-1000, GBD-1300, GBD-2000, GBD, 2300. Accident Form Series includes 7582, PA-5427, or state equivalent. Critical Illness Form Series includes GBD-2600, GBD-2700, GBD-3600, GBD-3700, or state equivalent. Disability Form Series includes GBD-1000, GBD-1200. Hospital Indemnity Form Series includes GBD-2800, GBD-2900, or state equivalent. Life Form Series includes GBD-1000, GBD-1100, or state equivalent.
 
THESE POLICIES PROVIDE LIMITED BENEFITS. These limited benefit plans (1) do not constitute major medical coverage, and (2) do not satisfy the individual mandate of the Affordable Care Act (ACA) because the coverage does not meet the requirements of minimum essential coverage. In New York: The Hospital Indemnity and Critical Illness policies provide limited benefits health insurance only. The Disability policy provides disability income insurance only. The Accident policy provides ACCIDENT insurance only. IMPORTANT NOTICE—THE ACCIDENT POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS. These policies do NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including Hartford Life and Accident Insurance Company under the brand name, The Hartford,® and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at www.thehartford.com. All benefits are subject to the terms and conditions of the policy. Policies underwritten by the underwriting company listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued.
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.