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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.

Benefits of the AARP® Auto Insurance Program From The Hartford

aarp benefits and discounts For over 35 years, The Hartford has offered car insurance discounts to AARP® members. Through great rates and discounts, our policies have helped protect families, their passengers and other drivers out on the road. With The Hartford’s benefits for AARP members, you’ll have access to exclusive benefits and savings, like up to 10% offyour car insurance premiums. To be eligible for the AARP Auto Insurance Program from The Hartford, you must be 50-plus years of age and have an AARP membership card.1
 

How Members of AARP Benefit From Car Insurance With The Hartford

Car insurance isn’t a one-size-fits-all. We realize this at The Hartford, which is why we offer car insurance at discounted rates as a benefit to AARP members. Every AARP member has different car insurance needs. At The Hartford, our policies can be personalized based on your needs. Our goal is to help you protect the lifestyle you’ve created through great rates and extra benefits.
 
Regardless of what your budget or needs are, the AARP Auto Insurance Program from The Hartford will help you feel confident as you drive, knowing that you are covered. If you’re a member of AARP or think you’d like to join AARP, benefits and auto insurance savings are available through the AARP Auto Insurance Program from The Hartford.
 
These benefits and discounts include:

Lifetime Car Repair Assurance

We’ll help you find a trusted repair service after a covered claim. We have over 1,600 authorized repair shops that you can choose from.

New Car Replacement

If you total your new car, your policy will help pay to replace it. We’ll make sure your car is replaced with a new vehicle of the same make, model and equipment. There will be no deduction for depreciation.§§

RecoverCare§

With this benefit, you can get up to $2,500 to pay for transportation, cooking, cleaning and other help you may need if you’re injured in a car accident.

 

Additional Auto Insurance Coverage Available From The Hartford

benefits for aarp members At The Hartford, our policies are designed to help keep you protected each time you get behind the wheel. That’s why this auto insurance coverage offers additional benefits, like:
 
 

Accident Forgiveness

With accident forgiveness, your rates won’t go up just because you have an accident. It also won’t count against you as long as all drivers on your Hartford car insurance policy have a clean driving record for five years in a row.

Disappearing Deductible

Your collision deductible could be reduced over time in most states, as long as you maintain a clean driving record.

Labor and Towing Insurance

If you break down, labor and towing insurance helps pay up to your policy limit for emergency roadside assistance you may need to get back on the road. It can also help you get your car towed to a repair shop. Keep in mind that this benefit requires that you have The Hartford’s comprehensive coverage.

Accident Rental Car Reimbursement

If you’re in a car accident, rental car reimbursement coverage, also called transportation expense coverage, can help pay for a rental car while your car is in the shop.

 

Who Is Eligible for the AARP Auto Insurance Program From The Hartford?

You may be eligible for the AARP Auto Insurance Program from The Hartford and not even realize it. To be eligible for this program you need to be:
 
  • 50-plus years of age
  • A member of AARP
You’ll also need:
 
  • A valid driver’s license from your state of residency
  • Vehicle registration for the car or cars you drive

How Do I Get the AARP Auto Insurance Program From The Hartford?

You don't have to sign anything or jump through hoops to get a quote from us. We offer no cost and no obligation quotes to anyone. Talk to an agent, get an online car insurance quote or speak with a representative at 800-684-1933 today. And remember that as an AARP member, you can bundle home and auto insurance for additional discounts and benefits.**
 

Is the AARP Auto Insurance Program From The Hartford Available in My State?

The AARP Auto Insurance Program from The Hartford is available in most states. For specific information on your state, visit our auto insurance by state pages.

What AARP Members Say About Our Car Insurance Benefits

Want to know more about the AARP Auto Insurance Program from The Hartford and our customer service? Read what our customers say about The Hartford’s benefits for AARP members:
For more, check out our AARP car insurance reviews page, where our customers have consistently given us superior ratings for their claims experience.
 

Get a Car Insurance Quote

Our representatives are eager to help you each step of the way. Find out more about the benefits for AARP members and get help choosing the coverage that’s right for you. Call us at 800-684-1933 to speak to a representative or get a car insurance quote online today.
 
Savings amounts are averages based on information from The Hartford's AARP Auto Insurance Program customers who became new auto insurance policyholders between 1/1/20 and 12/31/20 and provided data regarding their savings and prior carrier. This data is also used to determine the number/percentage of individuals who saved money when they switched. Your savings may vary. Rate differences from AARP members and non-members vary by state and AARP membership tenure.
** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 1/1/20 and 12/31/20. Your savings may vary. Average auto insurance savings is $507 and average home insurance savings is $120. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance Program from The Hartford. The Home product is not available in all areas, including the state of Florida.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
Additional disclosures below.
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MN, by Sentinel Insurance Company; and in MA, MI and PA, by Trumbull Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, MI and MN, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Hartford Underwriters Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits, and available coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.